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Why Get Health Insurance?
Health insurance is vital for safeguarding your health and financial well-being. Medical expenses can quickly become overwhelming without health insurance and even lead to bankruptcy. Health insurance allows you to access the medical care you need without worrying about the cost. You can also enjoy peace of mind knowing that you are covered in case of unexpected health issues.
Health insurance plans offer numerous benefits, including access to a vast network of healthcare providers, coverage for preventive care, and protection against high medical costs. We can also help you find options for prescription drug coverage, mental health services, and more.
What is ACA?
The Patient Protection and Affordable Care Act, often called Obamacare, was established in 2010 to make health insurance more accessible and affordable for all Americans. Prior to the ACA, pre-existing conditions could prevent people from obtaining coverage. The ACA prohibits this practice and has significantly expanded health insurance coverage across the country.
Choice and Flexibility
With the ACA, you can choose an individual or family plan through the Marketplace (Exchange) instead of relying solely on employer-sponsored options. These plans guarantee coverage regardless of pre-existing conditions, and many individuals qualify for financial assistance to lower monthly premiums.
Essential Health Benefits
All ACA plans must cover ten essential health benefits (EHBs), ensuring comprehensive coverage for your needs:
Hospitalization
Emergency services
Outpatient care
Prescription drugs
Maternity and newborn care
Mental health and substance abuse services
Laboratory tests
Chronic disease management and preventive care
Pediatric dental and vision services
Rehabilitation services
Get Expert Guidance
Choosing the right health insurance plan can be overwhelming. Tammy Chase Insurance offers experienced, independent agents who understand the needs of seniors. We will take the time to assess your individual health needs and budget to help you select the most suitable ACA plan. Contact Tammy Chase Insurance today! We can ex2 Columnplore your options, even outside Open Enrollment, and help you find the coverage you deserve.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.